Kearns Mortgage Team, LLC

Latest Articles

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Tampa VA Loan Pre-Approval Guide for Military Families

You want to buy a home with your VA benefit in Tampa, and the first big question usually is, where can I get pre-approved for a VA loan in Tampa? Pre-approva...

June 3, 20267 min read

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Home Buying Tips

How to Find the Right Mortgage Broker in Tampa Bay

By Ryan Kearns, NMLS 1826973

June 3, 20269 min read

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HELOC Insights

Tampa HELOC Strategy for Homeowners Planning a Future Move

By Ryan Kearns, NMLS 1826973.

May 29, 20267 min read

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Home Buying Tips

Self-Employed Mortgage Docs in Tampa: P&Ls, K-1s, and Add-Backs

By Ryan Kearns, NMLS 1826973

May 29, 20268 min read

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HELOC Insights

HELOC Options in Tampa for Self-Employed Homeowners

By Ryan Kearns, NMLS 1826973

May 22, 20267 min read

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HELOC Insights

Tampa Home Equity Loans Without Refinancing Your First Mortgage

By Ryan Kearns, NMLS 1826973

May 22, 20267 min read

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VA Loan Guides

VA Loan Eligibility and Requirements for Tampa Veterans

By Ryan Kearns, NMLS 1826973

May 18, 20269 min read

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Multifamily Financing

Winning Multifamily Deals in Tampa with the Right Mortgage Setup

When you are trying to win a multifamily deal in Tampa, your mortgage setup can matter as much as your offer price. Sellers want clean, confident offers that...

May 15, 20266 min read

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Refinance Advice

Navigating a Second Mortgage in Tampa for Aging Parents

Many adult children across Tampa Bay are trying to help parents stay in the home they love while costs keep going up. Insurance, property taxes, AC repairs, ...

May 15, 20267 min read

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Home Buying Tips

Planning a Tampa Home Purchase When You Already Own a Condo

Buying your first condo in Tampa was a smart way to get into the market. Now you might be ready for the next step, like a single-family home with more room, ...

May 8, 20267 min read

Person reviewing mortgage documents at a desk with calculator, laptop, and a house key beside a Tampa skyline photo

Home Buying Tips

Seeing Past the Sticker Price on a Tampa Mortgage Preapproval

Getting a mortgage preapproval in Tampa, FL, feels like a big win. You finally see a number on paper and it can be tempting to treat that number like your fu...

May 8, 20267 min read

Tampa skyline at sunset with a house key on mortgage paperwork beside a calculator and pen on a desk

Home Buying Tips

Key Questions to Ask a Tampa Mortgage Broker

Buying a home around Tampa moves fast. Homes get listed, showings happen over the weekend, and sometimes get offers right away. In all that hurry, it is easy...

May 1, 20266 min read